THE HIGH COST OF FINANCIAL STRESS
The annual cost of personal financial stress in the workplace is more than $400 per employee!
The statistics are staggering:
• The #1 cause of workplace stress is personal finances
• One in four workers are seriously financially distressed
• Stressed employees are approximately 4 times more likely to experience 5 or more days of
absenteeism than those with low stress
• The average employee wastes 2 ½ hours of work time a month thinking about money different
statistic bigger pain.
How can you as an employer:
• Focus on the future when your employees are worried about today
• Reassure your employees
• Ease staff stress
• Refocus your employees while increasing loyalty and productivity
• Lower out-of-control health insurance costs

NIGHTMARE BUSTERS: SOLVING BUSTERS:
WORKSHOP #1
A practical and comprehensive workshop to ease the financial stress and uncertainty overwhelming employees today: Employees learn the importance of personal responsibility and gain the skills to control their finances.
Each workshop is customized for the employer.
The two hour workshop includes:
1. An explanation and Q & A regarding the employers 401k plan (company specific)
a. Mutual Funds 101 What you need to know
b. Making the right choice for You
c. 401k Loans The consequences of borrowing your own money
2. How employees can contribute to their employers success (company specific)
a. Cost cutting measures creating a win win for employers and employees
b. Let your loyalty shine
3. Steps to control finances outside of employment
a. 3 Best Methods to Reduce Personal Debt.
b. Top 3 Ways to Start Saving Today
c. Developing Income Streams to Create Wealth
d. Dont be your own worst financial enemy

5 SIMPLE STEPS TO CREATING WEALTH
WORKSHOP #2
LUNCH AND LEARN
A 1 hour workshop offering simple yet effective techniques to create a personal financial plan.
Financial fear and anxiety is replaced with empowerment and control.
1. Live within your means How to determine if you are creating debt or building wealth?
2. Eliminating credit card debt A yes you can plan guaranteed to work.
3. How to begin The basics of finding the money and getting started or creating your own, personal portfolio everyone needs one.
4. Passive Income How can it work for you?
5. Compensatory Cash Flow the secret for building your portfolio
Additional topics, formats and workshops available.
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